Thursday, October 29, 2009

The Evil Rich and Righteous Poor?

‘Blessed are the poor, for yours is the kingdom of God’; so says the Luke version of the beatitudes (Luke 6:20). The Matthew version says ‘blessed are the poor in spirit…’ and I suspect that Jesus used both versions. I was reminded of this recently in thinking about the current economic recession and as a result of seeing a PBS program a couple of days ago about the 1929 market crash that led to the Great Depression in which my parents grew up. This verse on the poor is in contrast to the passage on how difficult it is for the rich to be saved, like a camel going through the eye of a needle. A result of this contrast has been a teaching, especially of the social gospel proponents, of the ‘righteous poor and the evil rich’.

There is some basis in common experience for this, of course. Many rich have gained their wealth in unrighteous ways, whether from usury, trafficking in drugs or sex, extortion, slavery or any number of other evils including armed conquest. Until the industrial revolution, producing more than what you consumed was a difficult task indeed, which limited the ability to create wealth. As a result, when wealth was accumulated it quite often was due to unethical, if not illegal, means. We now have far more opportunity to create wealth than in most of history, but there is still much evil. The PBS program on the 1929 crash spent considerable time on how the market was manipulated by a few rich speculators who would collude to drive up a stock price, then sell after it went up by a multiple of 2 to 10x, and watch as other investors suffered huge losses when the price plummeted back down. This was not illegal at the time but it clearly was dishonest, literally stealing from those who were unaware of the collusion going on. This was so rampant for as much as 50 years before 1929 that it contributed to the severity of the crash. This was clearly an ‘evil rich ‘ scenario. Historically, the rich have indeed often stolen from the poor.

The current recession and the crash that started it has also been attributed to the evil rich, as bond rating agencies ignored the risk in the ratings they gave to bundled sub-prime loans and the banks excessively leveraged their balance sheets with subprime loans, resulting in collapse as the default rate rose. There is plenty of blame for the rich in this, but there is also plenty of blame for the poor. Those who took on home loans they clearly could not afford hoping to flip the house quickly, the enormous credit card debt buildup over the last decade, the negative savings rate: all of those were in the lower income groups. To me one of the differences in this current economic mess is that it is much more egalitarian in its causes than the Great Depression. I personally think the government’s pressure to make more subprime loans was the most serious root of the problem, but there was so much get-rich-quick mentality everywhere that rich and poor both have plenty of blame to go around. Of course, those we call ‘low income’ in the U.S. are not all that poor compared to those living on less than $5 per day in some parts of the world. But in the U.S. at least, the lesson in this current mess is not that the evil rich brought this onto the righteous poor; it is that ‘all have sinned and fallen short’.

Sunday, October 11, 2009

Spiritual Discipline

Our pastor at church recently returned from teaching at a new pastor's training conference in India and participated in outreach events there. He mentioned in the pulpit today how much more modest the attire is there, especially among young women, and that you realize how much American culture is overly sexualized when you visit another more traditional culture. As he was preparing to return to the U.S. he was in a restaurant that had an American export, a sitcom, showing on a television screen. One of the local Hindu men, there with his family, became so upset about the trashy content of the show that he stood up in the restaurant and demanded it be turned off.



Being immersed in our own culture 24/7, we can easily fail to see that the media is all that most of the world sees of America. If that is all you know about America you can only conclude that America is focused mostly on satisfying our own appetites, as we feel that we have the right to satisfy any and all appetites at will. That of course has all kinds of non-sexual ramifications, like taking on too much debt to chase immediate gratification of other kinds (cars, houses, vacations), obesity, and whole cult of self-fulfillment.



While the Hindu world of the man in the restaurant includes an understanding of God that I cannot accept, most of the world, including the Christian world for most of history, has recognized that humans are prone to falling into bad behavior, behavior that is bad both for his overall culture and for himself. To prevent that bad behavior requires the practice of discipline, which conflicts head-on with the pursuit of self-gratification. It also requires many other things: grace, forgiveness, understanding among them. But it certainly requires disciplining ourselves as well.



One of the things that our pastor saw vividly when leaving our culture for a while is how very unwilling we are to practice self-discipline. This affects many areas of our lives: financial, eating, sexuality, education, anger, and more. While many of these appear to be matters of the body or money, they seem to me to be driven by spiritual discipline. If we do not recognize that our desires and appetites are prone to go bad, then we will not see the need to control them. If we believe that we have a right to fulfill any sexual desire, no matter how disordered it may be, we will not strive to control that desire. If we do not see the use of our money as a way to do what is right and make the world better, we will seek to consume rather than invest in a better tomorrow.



I think the TV picture of America that the outside world sees is, sadly, all too true. As a culture we have decided to pursue the fulfilling of all appetites instead of passing judgement upon them and controlling them. That is fundamentally a spiritual problem. Too bad that folks here in the U.S. are not demanding change like that man in the restaurant. But then that would take some discipline.